month and participated in a 401. So the guy that handles all my "stuff" says I can do an IRA up to $6500 MINUS my contributions/match from the previous company. Now my tax guy says if I participated in a 401 ONE DAY, I can't contribute one penny to an IRA. Would have thought my broker would have known this? Anybody know any differently before I have to fill out all these damn forms and try to figure out what my capital gains tax is? And FWIW my broker is Senior VP (local office only I figure) for a big national firm. Been working with him since '85. TIA