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Someone explain GAP for health insurance

  • Thread starter anon_xdkqbpnrbtnct
  • Start date
A

anon_xdkqbpnrbtnct

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New employer boasts a $500 deductible because they have a $4500 GAP coverage. The regular individual deductible is $5000.

Does the $4500 just act as a free buffer and then when you hit that you go back to the $5000 and start over.

Lets say:

I use up $4500 worth of my GAP coverage and then have to go to hospital, do I start at $5,000 before any other health insurance kicks in?

Thanks

Something for @Mikecb22 and @bprockman v3.0

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