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Need auto insurance claims advice...

h8sdawgs

All-American
Gold Member
Nov 7, 2004
6,908
11,811
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...Had a DA cause a crash with me 2 weeks ago. He was cited, and his cut rate insurance company has now accepted liability. Body shop estimated repairs right at $5,000.00. Insurance company adjustor says $3,150.50, with supplement for hidden damages of $500-$1,000.

At this point, do I take the $3,150.50 check they are willing to send, and if so, do I forfeit my rights for additional damages revealed once the vehicle is broken down?

Also, I'm pretty sure they're basing the low estimate on using after market parts. My car was in perfect condition before the crash and I'm not willing to accept anything other than manufacturer parts. Any advice on how to handle is greatly appreciated. I don't have much direct experience dealing with such matters (thank goodness).
 
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